Financial Planning & Life Insurance

What is Financial Planning?

Financial planning involves creating and implementing strategies to manage your financial affairs and accomplish your life goals. Working with a professional financial planner can give you confidence and peace of mind that your financial future is secure.

Financial planning ranges from less complicated matters like saving for a holiday, all the way to complex goals such as building an investment portfolio or your retirement planning. A financial planner will take a holistic approach to your finances, taking into account everything from your budget, savings and cash flow, to superannuation, tax and investments. They can also assist with things like debt management and most types of personal insurance, as well as retirement planning.

Our Process

Our team at Astute Financial Wealth make it easy to achieve your financial and aspirational goals. We have outlined how we work with you from the beginning and through each stage, of the advice process

1

We meet with you to learn about your current situation and discover your financial goals.

2

We assess your personal needs and develop a plan that aligns with your objectives, outlining what actions will be implemented and costs involved

3

Our team work together to identify the best strategies and products to suit your personal needs.

4

Presentation Day – We meet with you to present your Statement of Advice (SOA)

5

We implement your strategies, products and financial solutions.

6

We monitor your strategies and hold an annual review meeting to discuss the progress of your goals.

Advice for the various life-stages

Cashflow & Budgeting

Investment Advice

Insurance Advice

Superannuation Advice

Retirement Planning

Self-managed Superannuation

Debt Management

Estate Planning

Our People

Nigel Goodrich

Practice Manager

Brad Smith

Senior Financial Advisor

Eva Huang

Client Service Associate

Stephanie Dalisay

Client Service Associate

Jef Asmolo

Paraplanner

Testimonials

Shirlene

56 – 65 years

Rutherglen, VIC

Brad has been the main reason we are now in our own home again. Brad showed us how to eliminate some bad debt and restructure our superannuation so work better for us which all succeeded in us purchasing a new home getting us out of the rental market. We are two very different excited older couple. Well maybe one of us is nearing retirement! Highly recommend Brad and his financial knowledge

February 2023

★★★★★

Stephanie

65+ years

Sandhurst, VIC

We have been a client of Brad’s for 5 years when he became our Financial Adviser after the previous adviser from the same company left. Brad has since moved on to become a partner in his new company. We enjoy that our meetings (except during the major part of COVID Pandemic) have been in the comfort of our own home. He has assisted us to achieve our goals and objectives. He has been available at all stages of our relationship, either face to face, on the phone or via electronic means.

April 2022

★★★★★

Brendon

35-45 years

Traralgon, VIC

Really happy with Brad, Good clear and informed advice with great detail and care taken

February 2023

★★★★★

Anthia

65+ years

Glen Iris, VIC

I have known Brad professionally for a few years now. During that time he has always proved to be effective and totally efficient. I would gladly recommend his services

April 2022

★★★★★

Gabrielle

65+ years

Thornbury, VIC

As someone who had not taken care of my finances all my working life, I came to Brad quite distressed and unorganized. He was very patient and took the time to explain all my options and he was able to reassure me and assist me in my retirement planning. I am very happy to recommend Brad to all my friends and collegues. Excellent communication skills and a very caring individual

February 2023

★★★★★