Lending

With years of dedicated service, we take pride in offering expert guidance across a wide range of lending solutions. At Astute, we understand that your financial needs are unique, and we are here to provide tailored solutions crafted with expertise and care. Our seasoned team of professionals is committed to ensuring a seamless and transparent lending experience. Our areas of expertise include:

Mortgage Broking: Navigate the complexities of real estate financing with our experienced mortgage brokers. Whether you're a first-time homebuyer or looking to refinance, we guide you through the process with personalized solutions.

Commercial and Business Lending: Fuel your business ambitions with our commercial lending expertise. From startup capital to expansion financing, we understand the dynamic needs of businesses and provide strategic lending solutions.

Car Loans: Drive home your dream car with our hassle-free car loan options. Our competitive rates and flexible terms make vehicle ownership a reality for you.

Personal Loans: Whether it's for education, travel, or unexpected expenses, our personal loans offer financial flexibility. We prioritize your individual goals, ensuring a seamless borrowing experience.

Our Process

An outline of what to expect from initial enquiry through to settlement.

1

We will discuss your current situation, gather your personal details and request your income documents

2

We will discuss in detail your living expenses and outline your borrowing capacity.

3

We will outline the services we can provide you such as credit checks, valuations, data collection, source suitable lenders and loan products

4

we will provide you with options to suit your lending requirements in preparation for your loan application
submission

5

We will order valuations, liaise with your banks credit team and aim to achieve a successful loan approval

6

Our settlement team member will now guide you through your loan from approval to document signing and to settlement.

Loans

Home Loans

Commercial and Business Lending

Vehicle Loans

Personal Loans

Lifestyle Loans

Our People

Josh Egan

Managing Director

Nick Egan

Finance Broker

Alicia Smith

Business & Commercial Lending Specialist

Jonathan Shinkfield

Senior Credit Analyst

Morgan Griffiths

Mortgage Broker

Ryan Hammon

Mortgage Broker

Sanghary Udayasurian

Credit Analyst

Renata Griffiths

Broker Coordinator

Julie Ellwood

Senior Credit Analyst

Nicole Anderson

Client Services Co-ordinator

Lewis Cattermole

Equipment & Vehicle Finance Specialist

Testimonials

Emily

Amazing service. I loved working with this team and am very happy with the outcome. A few months ago I became very nervous as I had a low fixed rate locked in until early 2023. The team at astute helped me find the best new fixed rate, oversaw the breaking of my old one and transfer to a new bank, and it couldn't have been easier or smoother. To think I used to waste my time calling banks all day myself getting stressed out, instead of dealing with one broker, wow, I'll never go back to that. Thank you so much!

November 2022

★★★★★

Ryan

DO IT! Josh and the team at Astute are amazing. They recently helped refinance my loan to a new bank and made it feel like a walk in the park. Here’s what you can expect; a highly professional, knowledgeable, efficient and friendly team to deal with. A good loan structure to suit your financial needs with a sharp interest rate. Care and attention all the way through, and even after settlement! And most importantly, no headache. DO IT!

April 2022

★★★★★

Ben

Using Josh and team for our property purchase was very well managed and seamless, would highly recommend Astute!!
Excellent communications throughout the process.

November 2023

★★★★★

Danielle

Astute were able to work with the bank to structure a challenging package. They removed a lot of hassle by dealing directly with the bank, were quick to respond to questions and and kept us informed of the process along the way

October 2023

★★★★★

Niall

Recently refinanced our home loan with Josh, Shiela and the team at Astute. Service was exceptional and we're very happy with the rate we got. Absolutely no hassles whatsoever and I would happily recommend them to anyone looking for financial services.

December 2023

★★★★★